About the Author

Melanie Fraser

Melanie Fraser is the Managing Director of Sinclair Goldberg Price Ltd, an no nin – no fee, FCA-licensed debt recovery company that has been helping UK businesses recover unpaid commercial and consumer debts for over 20 years.

With more than 25 years’ hands-on experience in B2B and B2C debt recovery, Melanie has worked with companies across a wide range of sectors, including construction, professional services, trade suppliers and SMEs.

Her work focuses on practical, proportionate and ethical recovery, helping businesses understand their options, avoid common mistakes and make informed decisions when payment has stalled.

Professional background

As a long-standing practitioner in the industry, Melanie has extensive experience in:

  • Commercial debt recovery and dispute resolution
  • Consumer debt recovery including regulated accounts
  • County Court claims and enforcement strategy
  • Construction and Engineering industry related payment disputes
  • FCA-regulated processes and GDPR compliance
  • Helping businesses on to decide when court action is appropriate — and when it isn’t

Her approach combines real-world experience with a clear understanding of the legal and procedural framework surrounding unpaid commercial debts.

Why this book was written

Many businesses are put off pursuing legitimate debts because the court process feels intimidating, unclear or unnecessarily expensive.

This book was written to provide a clear, practical explanation of the County Court Judgment process, based on experience rather than theory, and to give business owners the confidence to engage with the process from an informed position.

It is not about encouraging litigation, but about clarity, realism and confidence.

A practical, business-led approach

Melanie’s work is rooted in the belief that:

  • Most businesses simply want to be paid for work they’ve already done
  • Court action should be proportionate and considered, not automatic
  • Understanding the process leads to better outcomes, whatever decision is taken
  • Solicitors are not the only solution

This practical, business-led approach underpins both her professional work and How to Get a County Court Judgment.

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